About Us

Innovation. Sustainability. Productivity. This is how we are Breaking New Ground in our mission to sustainably advance the noble work of farmers and builders everywhere. With a growing global population and increased demands on resources, our products are instrumental to feeding and sheltering the world.

From developing products that run on alternative power to productivity-enhancing precision tech, we are delivering solutions that benefit people – and they are possible thanks to people like you. If the opportunity to build your skills as part of a collaborative, global team excites you, you’re in the right place.  

Grow a Career. Build a Future!

Be part of this company at the forefront of agriculture and construction, that passionately innovates to drive customer efficiency and success. And we know innovation can’t happen without collaboration. So, everything we do at CNH Industrial is about reaching new heights as one team, always delivering for the good of our customers.

Job Purpose

Own end-to-end product lifecycle and program effectiveness across New, Refinance, and Used business by balancing growth, profitability, and portfolio quality in alignment with OEM strategy.

Key Responsibilities

1. Program Management & Commercial Structuring

• Drive effective program management (Subvention & Non-Subvention) to achieve disbursement, penetration, and yield targets across New, Refinance, and Used segments
• Manage dealer commercials and program levers, including:
• WIRR (Weighted IRR)
• Processing Fees (PF)
• Standard Commission
• Annual Program Commission
• Subvention Ratio
• Ensure optimal commercial structuring to balance competitiveness vs profitability

2. Product Development & Enhancement

• Launch new financial products/programs aligned with market demand, OEM push, and competitive benchmarking
• Continuously modify existing programs to remain competitive while minimizing credit and portfolio risks
• Incorporate dealer and customer feedback into program design

3. Portfolio Quality & Program Effectiveness

• Conduct regular audits of launched programs to ensure compliance and alignment with intended design
• Perform qualitative analysis of program performance:
• Portfolio quality impact (DPD, NPA trends)
• Customer segment behavior
• Risk-return trade-offs
• Initiate corrective actions to optimize performance

4. Cross-functional & Dealer Alignment

• Work closely with Credit, Risk, Sales, and OEM teams to ensure program success
• Enable dealer network with clear program guidelines and commercial understanding
• Support program rollouts with training and structured communication

Experience Required

7-10 Years

Preferred Qualifications

Graduation

What We Offer

We offer dynamic career opportunities across an international landscape. As an equal opportunity employer, we are committed to delivering value for all our employees and fostering a culture of respect.

At CNH, we understand that the best solutions come from the diverse experiences and skills of our people. Here, you will be empowered to grow your career, to follow your passion, and help build a better future. To support our employees, we offer regional comprehensive benefits, including:

• Flexible work arrangements
• Savings & Retirement benefits
• Tuition reimbursement
• Parental leave
• Adoption assistance
• Fertility & Family building support
• Employee Assistance Programs 
• Charitable contribution matching and Volunteer Time Off